Director Balance Sheet Forecasting & Analytics

Your Opportunity

Director (PL) – Balance Sheet Forecasting & Analytics

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.

The Balance Sheet Forecasting & Analytics team sits within our first line of defense Corporate Treasury department.  Balance Sheet Forecasting & Analytics is responsible for forecasting the balance sheets, Net Interest Income (NII) and capital actions in our business-as-usual FP&A and CCAR exercises. The team forecasts balance sheets with approximately $490 billion in consolidated assets, comprised of fixed-income investment portfolios totaling over $225 billion, consumer loan portfolios with approximately $165 billion in balance, an additional $70 billion in off-balance-sheet brokered deposit agreement notional investments, and $50 billion in derivative positions.

The Director, Balance Sheet Forecasting & Analytics is a critical leadership role within Corporate Treasury, responsible for delivering forecasting outputs, analytics, and insights that inform senior executive decision-making, investor communications, and regulatory submissions. Reporting to the Managing Director, this role serves as a key link between executive leadership and the forecasting and analytics team, with accountability for end-to-end delivery, alignment to strategic objectives, and consistent execution. The Director leads a team of approximately seven professionals across multiple locations, including both people leaders and individual contributors.

This role is responsible for advancing the team’s forecasting and analytical capabilities through improved modeling, automation, and process efficiency. Key areas of focus include strengthening business-as-usual forecasting, enhancing analytical depth, and expanding capabilities across capital forecasting, stress testing, and forward-looking scenario analysis. The Director oversees the development and execution of NII and capital forecasting frameworks, including modeling approaches, attribution methodologies, and scenario analysis used to understand financial performance and key drivers.

In partnership with Finance, Risk, Technology, and business stakeholders, the Director is accountable for improving data architecture, enhancing forecast integration, and strengthening end-to-end processes to increase transparency, consistency, and responsiveness to changing business conditions. The role also establishes governance frameworks and quality standards across forecasting outputs and analytical processes, while building and developing a high-performing team focused on accountability, analytical rigor, and continuous improvement.

A core objective of this role is to evolve the team from a forecasting production function into a more strategic analytics capability that delivers insights, challenges assumptions, and supports more informed business and capital decisions.

This position offers the opportunity to shape the future direction of Treasury forecasting and analytics, including advancing automation, improving the quality and usability of insights, and strengthening the integration of forecasting into enterprise decision-making.

What you have

Experience & Domain Expertise

• 10+ years of relevant experience across Treasury, ALM, balance sheet management, capital markets, or fixed income analytics
• Deep knowledge of NII forecasting, capital management (including CCAR), liquidity management, and interest rate risk in a large financial institution
• Strong fixed-income investment modeling and analytical expertise
• Experience developing forecasting frameworks, scenario analysis, and attribution methodologies to support management decision-making

Leadership & Transformation

• Proven leadership experience (3+ years) managing teams and driving organizational transformation
• Track record of leading diverse teams to deliver against both strategic and execution-focused objectives
• Ability to build, develop, and motivate high-performing teams in a dynamic environment

Analytics, Tools & Automation

• Experience enhancing forecasting tools, developing data analytics platforms, and influencing automation initiatives
• Hands-on experience improving or automating NII or balance sheet forecasting processes
• Proficiency in ALM / NIR / Capital forecasting platforms (e.g., PolyPaths, QRM, or similar)

Communication & Executive Engagement

• Ability to clearly communicate complex financial topics to senior leadership and executive forums
• Strong written and verbal communication skills, with high standards for clarity and precision
• Proven ability to operate effectively in a high-demand, executive-facing environment

Judgment & Personal Effectiveness

• Strong analytical judgment and disciplined decision-making
• Ability to operate in ambiguity and develop innovative, forward-looking analyses
• Relationship-oriented mindset with the ability to build credibility, trust, and influence across stakeholders

Education & Certifications

• Bachelor’s degree required; advanced degree preferred
• Professional certification (e.g., CFA, FRM, PRM) preferred